Equip Your Business With Key Person Insurance
Key Person Insurance is a vital strategy for safeguarding your business against the financial impact of losing a critical team member. Whether it’s a top executive, a founder, or a key employee whose expertise drives your success, this coverage ensures your business can recover and continue to thrive. At Mike Garcia Financial, we help you design customized Key Person Insurance plans to protect your business’s future.
A Safety Net for Your Business’s Success
Every business has individuals whose contributions are irreplaceable. Losing a key person due to unexpected circumstances can disrupt operations, impact revenue, and create uncertainty. Key Person Insurance provides financial support to cover lost income, recruit and train replacements, or stabilize your business during a challenging time. It’s a proactive way to protect what you’ve built.
Identifying Key Individuals
We’ll work with you to determine which team members are critical to your business’s success and need coverage.

Customizing Your Plan
We’ll design a Key Person Insurance policy tailored to your business’s size, structure, and financial goals.

Simplifying the Process
From selecting the right coverage to coordinating with insurance providers, we’ll handle the details to make implementation seamless.

Ongoing Review
As your business evolves, we’ll help you adjust your coverage to ensure it remains relevant and effective.

How It Works
1
Let’s discuss your business and identify the key individuals who are essential to your success.
2
We’ll create a Key Person Insurance policy that protects your business from unexpected disruptions.
3
From policy selection to implementation, we’ll manage the process so you can focus on running your business.
Key Person Insurance provides financial stability and helps your business navigate unexpected challenges. At One Florida Financial Group, we’re here to guide you through the process and help you build a plan that supports your business’s long-term success.